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Current for 2026Methodology

Savings goal calculator

Set your savings target, enter current savings and a monthly contribution. The calculator tells you how long it takes or how much you need to save each month.

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How we calculate the savings plan

At 0% rate: monthly = (goal - current) / months. With interest we use the PMT formula or solve for n using the future value annuity formula.

Example: PLN 20,000 goal, PLN 500/month

Goal PLN 20,000, no savings yet, PLN 500/month at 3% p.a.: approx. 35 months (3 years). Total contributions: PLN 17,500, interest: PLN 2,500.

Frequently asked questions

Results are estimates. Does not account for inflation or bank fees.