House Construction Cost Calculator

The cost depends on finishing standard and region. Economy standard is about 3,500–4,000 PLN/m², standard 5,000–5,500 PLN/m², and premium over 8,000 PLN/m².

The open shell stage is the structural frame without windows and doors. The closed shell stage includes exterior windows and doors. The shell stage represents approximately 40% of the total construction cost.

In Masovian Voivodeship labour and material costs are higher than in the rest of the country. The regional factor for Masovia is approximately 1.15, meaning about 15% more expensive.

Choose a simple building shape, limit the number of floors, select cheaper finishing materials, and do some work yourself using the self-build method.

No, the calculator estimates only the construction costs of the building itself. The cost of purchasing the land, utility connections, fencing, or landscaping is not included.

A traditional brick house typically takes 18–24 months to build. Timber-frame and prefabricated houses can be ready in as little as 6–12 months.

The values shown are indicative gross costs including labour and materials. Actual costs may vary depending on how contractors are taxed.

For houses up to 70 m² (since 2023) a building notification is sufficient. For larger structures a full building permit issued by the district authority is required.

The main factors are finishing standard, construction technology (brick, timber-frame, prefabricated), building shape, roof type, and location.

Yes, banks offer construction-mortgage loans disbursed in tranches based on construction progress. A down payment and a building design with a cost estimate are required.